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www.psa-academy.org is a service provided by PSA International Group. The author accepts no liability for the quality of the information provided or for it being correct, complete or up to date. 

Liability claims against the author relating to material or non-material damage resulting from the use or non-use of the information provided or the use of information that is incorrect or incomplete are precluded unless willful or gross negligence on the part of the author can be proven. 

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References and links 
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This statement also applies to all links and references within the author's own online content and to entries made by third parties in guest books, discussion forums and mailing lists set up by the author. Any illegal, incorrect or incomplete contents, and in particular any damage or loss resulting from the use or non-use of such information, is the sole responsibility of the provider of the linked site and not the person who merely created the link to the publication in question.

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The author is responsible for these pages and owner of all copyrights for images, texts and other content. All rights reserved. All information is intended for personal use only. All the texts, images and graphics published on this Internet site are protected by copyright. Commercial use of any data of any kind is not permitted. Commercial use of the texts, descriptions, images or similar is not permitted without the express permission of the copyright holder. Violation of the author's rights will result in liability for damages and will be prosecuted.

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Legal force of this disclaimer 
This disclaimer is to be regarded as part of the Internet content from which you have been referred. If sections of this text or individual formulations are not, or are no longer, entirely in accordance with current law, the content and validity of the other parts of this document remain unaffected.

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